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As The Population Of The Elderly Increases, So Does The Need For Quality Elder Care Information. That's Where We Come In. Welcome To ElderCares.net—A Free Information Resource That Will Answer All Your Questions About Elder Care. As
You Explore This Site, You'll Discover...
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5 Mistakes People Make While Choosing A Nursing Home |
How To Find Affordable Long Term Care Insurance |
How To Manage Medications For Your Loved Ones |
Assisted Living: Tips On How To Choose The Perfect Facility |
Everything You Must Know About Elder Care, Home Health Care, Assisted Living, Nursing Home, And Assisted Living Facilities.
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Nursing Home Secrets Revealed
The Secrets Nursing Homes Don't Want You To Know!
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Fit Over 40
Amazing Inspirational Anti-Aging, Health And Weight Loss E-Book.
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Long Term Care and Long Term Care Insurance
Author: John Lee
A person might need long term care (LTC) if he/she cannot perform activities of daily living such as eating, taking shower or getting dressed by him/herself anymore. Certain disease can also make long term care necessary.
Long term care is not the type of care offered by a hospital or a doctor's clinic. Long term care can be received at home, in a nursing home or at an assisted living facility. About 55% of American who are 85 or older needs long term care.12 million older Americans are expected to require long term care in the year 2020.
Long term care is very expensive. Both nursing home care and home health care costs a lot. Unfortunately, a person's health plan and disability insurance usually do not cover the cost of long term care. Also, in most cases Medicare can't cover long term care either.
Long term care insurance is restively new, but nowadays there are more than 100 companies offering long term care insurance coverage, which is available through groups and to individuals.
Long term care insurance policies usually cover care in state-licensed nursing homes as well as certain home care services provided by certified home health agencies. Limits and exclusions of long term care insurance differ from policy to policy. Make sure you have a good understanding of what are covered and what are not before buying a long term care insurance.
About the Author
John Lee is a freelance Internet writher who has written articles for many websites. His articles on long term care can be found at Long Term Care Helper (http://www.101longtermcare.com).
Article Keywords:
Elder Care |
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A Quick Note
From The Publisher...
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In the first stage of Alzheimer’s disease, memory loss is not as pronounced as in the later stages of the disease. People still remember places they live in and familiar faces. They are still lucid and involved in their own decisions. If your loved one lives alone, you may wonder if he lives in a safe environment. If you believe the environment may not be safe, you can hire a geriatric care manager to assess the situation, and if necessary (and if your finances support it), in-home care to come and visit your loved one on a daily basis. Those people will be able to report back to you and you will be more relaxed knowing your loved one is getting good care. If a geriatric care manager is not appropriate, and your loved one is not living with you, you may have to move your loved one closer to you. You can discuss the situation with him. If he were to live with you, would he need constant supervision or would he be safe alone while you are gone? If you feel more comfortable with... |
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Elder Care, Home Health Care News |
Hungarian Government Funds Major Research Project to Transform Care of Elderly Citizens; GE Healthcare to Lead $5.3M ... (Business Wire via Yahoo! Finance) CHALFONT ST GILES, United Kingdom & BUDAPEST, Hungary----A major new collaborative research programme to transform the care of elderly citizens was announced in Hungary today. A broad consortium of private and public sector organisations, led by GE Healthcare, a unit of General Electric Company , has secured HUF 895 million from the Hungarian government to research and develop new ways of ... Elder suicide risk persists in long-term care (Reuters via Yahoo! News) Suicide has not declined among elderly people living in long-term care facilities as it has among community-living elders, research hints. Integrating Adult Vaccines into Your Routine Care (Palatka Daily News) (ARA) - Every year, nearly 50,000 Americans, mostly adults, die from diseases that vaccination can prevent and millions more need to be hospitalized, get too sick to care for loved ones, like children or elderly parents, and are forced to miss work. Charge dropped in home care case (BBC News) A prosecution against four care home workers, charged with neglecting elderly residents, is stopped by a judge |
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